May 3rd 2021 - Super Contributions: Opportunities and RulesSpeaker Carolyn Carwana
Carolyn Carwana from Super SA’s Member Education team took the meeting through a comprehensive outline of the opportunities and the rules for contributing money to superannuation, particularly from the viewpoint of retirees. These included the opportunity (subject to conditions that need careful checking first) to make a substantial contribution from home downsizing.
Carolyn answered many questions on a wide range of superannuation topics, including superannuation contributions after 75; CPI adjustment of pensions; financial advice; “choice of fund” implications for the Triple S and Super Select schemes; spouse benefits; rolling over a spouse commutation, and maintaining a Triple S account after retirement. Discussion concluded with an outline of Super SA’s Flexible Rollover product. Carolyn’s thorough and engaging discussion of the topic and her clear and informative answers to questions were very well received, as was the support of her colleagues Wayne Hutton and Allan Ward, Super SA Head of Advice.
March 29th 2021 Food BankSpeaker Greg Pattinson
Greg Pattinson, Chief Executive Officer of Foodbank South Australia, presented a factual description of food insecurity in South Australia and nationally, and its causes. During the last 12 months 5 million Australians skipped meals, did not eat for a day or routinely cut down on meal sizes to make their or their children’s food go further, because of living on a low income, unexpected bills, and rent or mortgage costs, with women disproportionately affected. Many people who never imagined the possibility of food insecurity find themselves going hungry. Greg then set out the scope of Foodbank’s hunger relief work, assisting 135,000 South Australians each month principally through supermarket style food hubs currently at Edwardstown, Bowden, Elizabeth Mount Gambier, Christies Beach, Whyalla and Murray Bridge, providing food equal to $120 in retail value for each $20 charity-issued Foodbank voucher, including unlimited free bread, fruit and vegetables.
Greg explained the well organised logistics and distribution system that receives donated and some purchased food from manufacturers, as well as from retailers, farmers and growers; and supplies it to the food hubs and other access points from warehouses in Edwardstown, Berri, Mount Gambier and Whyalla. Foodbank SA is run by the equivalent of 24 full time staff and 375 volunteers, and depends on corporate and individual donations. Foodbank estimates the value of its South Australian operations – food donated, food transport, volunteer workforce, and in kind donations of services and facilities- to exceed $22 million per annum. The SA government contributes about $200,000.
Greg’s illuminating and thought provoking presentation was very well received. The Association has made a donation to Foodbank.
22nd February 2021 - Sir Charles ToddSpeaker - Mac Benoy
Association member Mac Benoy set out the many facets of the life and achievements of the “polychrome” Sir Charles Todd: Postmaster General for 35 years; enterprising, affable, collaborative and resolute public servant; meteorologist, astronomer, electrical engineer, horologist and surveyor, creator of the Overland Telegraph, federalist and internationalist …… the “undeclared Government Scientist” of his time.
In an absorbing presentation Mac explored what had attracted a young, talented and ambitious Charles Todd to colonial South Australia and how he had flourished here, and offered a glimpse of another, later South Australian civil servant as State development entrepreneur.
24th February 2020 Topic - Aged CareSpeaker - Mathew Kelly, Goldsborough Financial Services
In a wide ranging presentation to over 90 members, Mr Kelly canvassed most, if not all, options for independent living in retirement including:
CHSP (Commonwealth Home Support Program) or the four level Home Care support package program (HCP). This program is subsidised by the Commonwealth Government, dependent on your capacity to pay. Entry to this program is through an ACAT(Aged Care Assessment Team). The Government’s website (or telephone enquiry 1800200 422) sets out the various options for nursing home care. They are:
Option one. The RAD (Refundable Accommodation Deposit).
Option two. The DAP (Daily Accommodation Payment).
Option three. A combination of options 1 and 2.
Mathew also covered all the independent living and funding options.
Click here to view Michael’s presentation